Rule of 110 Calculator
Determine your optimal portfolio risk allocation using the time-tested Rule of 110 methodology
About the Rule of 110
What is the Rule of 110?
The Rule of 110 is a simple investment guideline that suggests subtracting your age from 110 to determine what percentage of your portfolio should be allocated to higher-risk investments like stocks.
How it works:
110 - Your Age = % in Higher Risk Investments
The remaining percentage should be in lower-risk investments like bonds or conservative funds.
Example:
If you're 40 years old: 110 - 40 = 70% in stocks, 30% in bonds
Why 110?
This rule has evolved from the original "Rule of 100" to account for increased life expectancy and the need for longer-term growth potential in retirement planning.
Disclaimer: This calculator provides general guidance only. Individual circumstances vary, and professional financial advice should be sought for personalized investment strategies.
• Index funds (S&P 500)
• International funds
• Real Estate Investment Trusts (REITs)
• Annuities
• Certificate of Deposits (CDs)
• Money market funds
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